Job Description
Role holders at this level are responsible for carrying out critical evaluation of Financial Statements/ Cash Flow Statements/ Feasibility Studies etc. through the application of well-developed investigative and analytical abilities. Their findings will form the basis of credit proposals that initiate the decision-making process.
Duties and Responsibilities
Your main responsibilities in this role include the following:
Receives Financial Statements/ Cash Flow Statements/ Feasibility Studies etc. under Commercial B/ Business & Personal Segments for evaluation and analytical comments.
Prepares the Financial Spread in MRA along with comments on financial performance/ position
Maintains proper records for receipt, analysis& disposal of financial statements/ JETS for monitoring reports, internal/ external requirements
Addresses the gaps on the information in Financial Statements/ Comparative & Trend analysis etc.
Generates Rating in MRA according to the parameters set by the Business unit in the AFI Sheet.
Archiving the Rating generated according to the AFI Sheet and Overriding the Rating according to the approvals received from the Credit Appraisal
Forwards the Financial Spread, Ratio Report and Rating along with comments/ required clarifications to the business originators to be replied/ responded
Addresses further queries/ requirements if any required by the Team Leaders / Unit Head for decision making or initiation of the decision process.
Job Requirements
Masters Degree in a Commerce discipline.
4/5 year’s finance experience with 2 years in general banking and 2/3 years in the Credit function
Written and spoken English – Arabic preferable
Good Analytical/ Report writing skills
Computer literate with strong working knowledge of business software applications, particularly spreadsheets
Job Details
Company/Organization: Commercial Bank of Dubai - CBD
Employment Type: Full-time Job
Job Functions: Analyst
Job Location: Dubai, United Arab Emirates
Application Deadline: N/A