Job Description
To independently manage a portfolio of credit relationships in accordance with the set revenue and risk objectives. To market new borrowing relationships in line with the stated credit appetite of the bank. To act as an independent contact with internal / external customers so as to enhance customer satisfaction.
Duties and Responsibilities
Your main responsibilities in this role include the following:
Independently manage a portfolio of borrowing relationships - Risk and Revenue responsibility.
Liaise with Unit Head and Business Credit for various routine transactions/ portfolio review and PDR.
Timely completion and perfection of Security Documentation and follow up to ensure ongoing compliance as per approved terms and conditions.
Compliance with Bank Policy, & department procedure guidelines
Interaction with other departments within the bank to effectively and efficiently deliver products and services to clients
People Management
A general commentary of any aspects of the job that do not fit logically in the other sections e.g. current projects, operating context/environment
The job holder would need to contribute/support Unit Head /Senior Management in various assignments / Bank projects from time to time.
Define the nature of policy/procedure/instruction constraints and the nature of reporting relationships with the boss as well as any relevant financial sign-off authorities.
The role has no delegated authority & must operate within approvals provided by the relevant authority. The job-holder is expected to escalate issues and make recommendation for approval.
Job Requirements
Bachelor’s Degree related to a business field such as Accounting, Commerce and Economics
Masters degree in economics, Business studies (MBA), or a relevant business discipline, CFA, etc
Minimum 5-6 years banking experience in relationship management. Knowledge of corporate banking products and UAE market knowledge is preferable.
Evaluating and Solving Challenges - Advanced
Empowering and developing self and others - Advanced
Communication - Advanced
Results Orientation - Advanced
Vision and Strategy - Advanced
Delivering Value - Advanced
Working and collaborating with others - Advanced
Change and Innovation - Advanced
Relationship Management-Proficient
Customer Service Excellence-Advanced
Product Knowledge-Proficient
Financial Analysis-Advanced
Credit Risk Analysis-Proficient
Business Development-Proficient
Governance, Compliance and Audit-Proficient
Behavioural Competencies
Technical Competencies
Job Details
Company: National Bank of Fujairah - NBF
Employment Type: Full-time
Job Location: Al Quoz, United Arab Emirates
