Job Description
The CIB Egypt is currently recruiting for the role of Business Banking Risk Portfolio Management Senior Officer
Duties and Responsibilities
Your main responsibilities in this role include the following:
Product
Participate in designing the required MIS reports necessary to manage the portfolio and liaise with the Reporting Team to produce them with the frequency required.
Work in conjunction with Data Team to ensure accuracy of data captured minimizing any risks.
Analyse the portfolio reports, review trends and produce portfolio diagnostics for action to be taken on adverse trends.
Review portfolio Stress tests and portfolio cap and trigger monitoring, recommend corrective action and follow up on implementation.
Analyse Industry and segment portfolio and ensure compliance with portfolio guidelines.
Ensure that the Risk team and Business Banking Credit team are informed with the status of credit portfolio and other key portfolio indicators.
Policy
To assist in analyse segments and trends and through collaborating with the business and all relevant stakeholders to be able to propose corrective policy changes and to highlight possible opportunities.
Review policies and programs proposed from the business side and ensure it is appropriately approved and kept current in line with risk governance
Prepare & follow up on all the necessary analysis, action points, follow-up’s, and all board deck requirements that are needed in the Board /Board Risk Committee
Act as a key focal point for all infrastructure projects such as SME Grading (currently proposed by CBE and in progress), Scoring, Systems development etc.
Policies, Processes and Procedures
Implement approved department policies, processes, and procedures and monitor adherence so that work is carried out in a controlled manner
Day- to-day operations
Implement the day-to-day operations assigned for the department to ensure compliance with the established standards and procedures
Compliance
Comply with all relevant CBE regulations, banking laws, AML regulations and internal CIB policies and code of conduct in order to maintain CIB’s sound legal position and mitigate any potential risks
Supervision
Supervise the activities and work of subordinates to ensure that all work within a specific area is carried out in an efficient manner and in compliance with the set policies, processes and procedures
Job Requirements
Bachelor’s degree of commerce, Business Administration, accounting or equivalent.
Minimum 5 - 7 ( Senior Officers) 3 – 5 (Officers) years experience.
Credit Certification & Knowledge
Change management skills
Strong negotiation skills
Ability to analyse and interpret large volumes of data and take decisions
Strong presence and ability to work with people across functions at all levels
Job Details
Company: Commercial International Bank - CIB
Employment Type: Full-time
Job Location: Cairo, Egypt
