Job Description
Assist in the financial analysis, credit risk assessment, risk rating and structuring of facilities (including preparation of Term Sheets) for assigned NBFI relationships, by working with the Relationship Managers (RMs), meeting the customers (if required), preparing Credit Proposals (CPs) (new, annual renewals and amendments etc.) and liaising with Wholesale Risk Management (WRM) to resolve all queries
Duties and Responsibilities
Your main responsibilities in this role include the following:
Review with the NBFI Relationship Teams/WRM, deals, facility structures, credit products / services, and provide business solutions which meet business and customer requirements within credit and operational risk guidelines and policies
Meet clients and parties involved in the deals as and when required for the execution of responsibilities and / or needed by Relationship Team(s) for business purpose
Quick and timely turnaround of CPs while maintaining quality of analysis
Along with the Relationship Team, monitor facility performance and facility covenants and provide information at each annual review, thereby ensuring effective portfolio management and ensuring that the portfolio quality is maintained by highlighting early warning signals
Job Requirements
Minimum 5-7 years of experience of credit / financial analysis at similar level in banking and / or related field.
Degree in business / economics. A post graduate diploma / Chartered Accountancy or a similar qualification will be considered as an asset.
NBFI and FI industry knowledge and operating standards knowledge
Excellent command over verbal and written English
Conversant with banking laws and local regulations.
Good inter-personal skills. Should be a team player and participation experience in variety of banking initiatives and solutions.
Job Details
Company: Mashreq Bank
Employment Type: Full-time
Job Location: Dubai, United Arab Emirates
