• Banque du Caire Jobs | SMEs Credit Risk Team Leader وظائف بنك القاهرة

    Banque du Caire Jobs | SMEs Credit Risk Team Leader وظائف بنك القاهرة

    Location: Egypt
    Published:

    Job Description

    Banque du Caire - BDC is currently recruiting for the role of SMEs Credit Risk Team Leader

    Duties and Responsibilities

    Your main responsibilities in this role include the following:

    • Set Clear goals for the team and team members aligned with BdC strategy

    • Motivate, drive and execute performance of the team guaranteeing the achievement of the goals

    • Plan and prioritize the workload of the team to deliver tasks against agreed deadline

    • Communicate with SME Business team to discuss cases and coordinate with them

    • Build professional relationship with work partners; Investigation, Enterprise Risk Management, Portfolio Management, Credit Admin, Documentation and Business teams

    • Verify the accuracy of the on hand documents and financial figures double-checking in addition to the auditor credentials

    • Identify the purpose of the proposed loan and the eligibility to the CBE initiatives

    • Review on financial statements spread over the Moody’s system

    • Financial analysis to cover the profitability trends, liquidity, solvency and cash flow analysis in addition to the projections for long term loans.

    • Analyze proposed credit applications against industry concentration and purpose of finance after calculating the financial need

    • Permeant updates over the market news and governmental regulations

    • Pass the daily transactions in respect of the credit approval, CBE regulations and BdC policy

    • Determine the different risks and ensure that they are all covered, mitigated and controlled

    • Assess the quality of the collateral offered

    • Review the recommendations over the facilities applications

    • Define all the requested exceptions in terms of pricing or commissions and the proper credit risk committee depending on the amount of the requested facility and rating

    • Respect the set turnaround time for each credit application along with accurate credit recommendation.

    • Follow up over the expired cases, turnover conditions, breached covenants, expired documents, past dues, shortfalls and deviations

    • Any other duties as assigned to the Job holder within your capability


    Job Requirements

    • Maximum 10 years of experience including Minimum 5 year experience in a Bank in Credit Risk Assessment with proven track record of leading a team to achieve outstanding results

    • Excellent communication and leadership skills, ability to influence external and internal stakeholders

    • Analytical skills: Capable of balance sheet, P&L & Trend analysis

    • Credit Course is a Must from a reputable institute

    • Ability to Write/Review recommendations in Arabic language

    • Graduated with minimum grade Good

    Job Details

    Company: Banque du Caire - BDC

    Employment Type: Full-time

    Job Location: Cairo, Egypt

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