• FAB UAE Careers | VP, Credit Management - Institutional Banking

    FAB UAE Careers | VP, Credit Management - Institutional Banking

    Location: Abu Dhabi - United Arab Emirates

    Job Description

    Duties and Responsibilities

    Your main responsibilities in this role include the following:

      Generic Accountability

    • Ensuring that all transaction are being monitored by analysts periodically for any issues

    • Policies

    • Continually ensure that best in class Credit Policies and Programs are in place

    • Process

    • Ensuring all credit application submitted by the team are of the acceptable standards and in line with the prescribed format

    • Proactive monitoring of credits for early problem recognition.

    • All waiver analysis / processing is being done on time in conjunction with the CIB teams.

    • Ensures availability of required information to Credit Committee Members for credit decision making

    • Assist Risk department in various Central Bank reporting and Audit queries

    • People

    • Colloborate with key stakeholders (Coverage, Product and Risk) to ensure functioning of various tasks is conducted in a smooth and efficient manner.

    • Job Specific Accountabilities

    • Aware of the developments in the structured finance world with constant updation of developments across various industries.

    • Demonstrate strong knowledge of structuring transactions with deep dive analysis of the risks.

    • Undertake ad-hoc projects or duties as assigned by Head of Department.

    • Ensure that any underwriting memo is appropriately drafted by GCF incorporating the key terms of the underwrite and liquidity analysis.

    • Portfolio

    • Monitor all key specialised credit portfolio parameters periodically and ensure that the deviation of portfolio to the credit policies are minimal.

    • Monitor underwriting portfolio and periodically convene the underwriting portfolio meeting with the key stakeholders.

    • Process

    • Advises CIB teams on risk factors associated with complex transactions and clauses imperative mitigating these.

    • Oversee due diligence process for prospective transaction and ensure emerging risk factors are appropriately addressed in the term sheet and credit

    • application.

    • Participate in client meeting and provide guidance on key risk factors , acceptable structure and appropriate due diligence

    • People

    • Guides a team of analyst whereby the transaction are analysed appropriately in line with the credit policies and credit porposals are prepared to meet the internal standards.

    • Plan, anticipate and identify future capacity and skill needs of the department and pursue their fulfillment.

    • Cross-train and develop staff to achieve efficient resource utilization and deployment. Also, identify and retain key talent in the department.

    Job Requirements

    • Bachelor’s degree along with MBA in Finance

    • 8 years’ relevant experience in the banking sector with at least 5 years in similar positions of progressively increasing managerial responsibilities in the credit / structuring function.

    Job Details

    Company/Organization: First Abu Dhabi Bank - FAB

    Employment Type: Full-time

    Job Location: Abu Dhabi, United Arab Emirates