Job Description
Assist Relationship Manager, Senior Relationship Managers & Unit Head in effective and efficient Account / Portfolio Management. Act as an independent contact with internal / external customers so as to enhance customer satisfaction. Ensure maintenance of quality of the Bank’s assets.
Duties and Responsibilities
Your main responsibilities in this role include the following:
Preparation of Credit Applications (Complete Proposal with the exception of Account Relationship Strategy)
Preparing internal memos and external correspondence
Obtaining bank reports, D&B reports and other opinions as required.
Independently manage a portfolio of borrowing relationships - Risk and Revenue responsibility.
Liaise with Unit Head and Business Credit for various routine transactions/ requirements.
Timely completion and perfection of Security Documentation and follow up to ensure ongoing compliance as per approved terms and conditions.
Other Accountabilities
Account Operations:
Loan Creation
Review and reroute TT’s / Pending transactions with required information
Review credit maturity profiles so as to ensure due date settlement
Monitor and advise the Relationship Manager of internal / external commitments such as excesses / documentation deferrals / disbursements etc..
Constantly updates and maintains client files.
Provides back-up to Relationship Manager, or Senior Relationship Manager during absence.
Reviews and updates on monthly housekeeping issues and provides inputs for MIS.
Provides project specific assistance along with analytical inputs to Senior Relationship Manager or Unit Head.
Provides assistance to new Credit Analysts as required.
Job Requirements
Minimum of 2-3 years of banking experience in supporting Relationship Management with basic knowledge of accounts, capability of assessing the financial statements correctly and knowledge of accounting ratios. Knowledge of Corporate Banking products and UAE market knowledge is preferred.
Change and Innovation - Basic
Communication - Basic
Evaluating and Solving Challenges - Basic
Relationship Management-Basic
Results Orientation - Basic
Working and collaborating with others - Basic
Governance, Compliance and Audit-Basic
Business Development-Not Applicable
Credit Risk Analysis-Basic
Financial Analysis-Basic
Product Knowledge-Basic
Relationship Management-CIBG-Basic
Service Excellence-CIBG- Proficient
Behavioural Competencies
Technical Competencies
Job Details
Company: National Bank of Fujairah - NBF
Employment Type: Full-time
Job Location: Dubai, United Arab Emirates
Leave Feedback