Job Description
Duties and Responsibilities
Your main responsibilities in this role include the following:
Assessing credit proposal from the allocated Wholesale Banking portfolio, to ensure these fit within Bank’s strategy and Credit policy.
Contribute to facility structuring & ensure completeness of applications incl. detailed analysis of sector/industry and all associated risks.
Meet customers to get first-hand view of the proposal and undertake site visits as required.
Ensure that financing proposals are in compliance with Bank’s credit policy and in compliance with UAE Central Bank’s regulatory norms.
Monitoring portfolio of assets and exercising close surveillance to ensure its healthy status; research and analyze both micro and macro development in relation to credits to provide anticipatory warnings of risks, foresee danger signals and advise measures to prevent losses. Identify weak accounts within allocated portfolio and recommend for downgrading – with or without provisioning.
Control, monitor and follow-up credits via review of irregular and past due accounts, pending documentation and overdue renewals.
Interacting with relationship managers.
Undertaking special projects and assignments in credit area.
Job Requirements
UAE Nationals only
Bachelor or Master’s Degree - Essential
Diploma/certificate in Banking/Finance - Essential
CA/CFA/CPA/CMA - Desirable
Attention to detail.
Ability to work independently, to interact with various levels of seniority and positive team spirit.
Knowledge of Corporate products including Trade Finance, Treasury and Syndications/Club deals; and Real estate and Project finance
Ability to prioritize responsibilities
Job Details
Company: Emirates Islamic Bank - EIB
Employment Type: Full-time
Job Location: Dubai, United Arab Emirates
