• CIB Egypt Jobs | Portfolio Management Officer

    CIB Egypt Jobs | Portfolio Management Officer

    Location: Egypt
    Published:

    Job Description

    The CIB Egypt is currently recruiting for the role of Portfolio Management Officer

    Responsible for reviewing the Business Banking unsecured loans Portfolio through MIS reports analysis and diagnostics for actions to be taken on adverse trends ensuring compliance with portfolio guidelines. In addition, to assist in the formulation of credit policies for SME Risk including the BB Policy Guide and all Product Programs launched for after liaising and coordinating with business.


    Duties and Responsibilities

    Your main responsibilities in this role include the following:

    • Product

    • Participate in designing the required MIS reports necessary to manage the portfolio and liaise with the Reporting Team to produce them with the frequency required.

    • Work in conjunction with Data Team to ensure accuracy of data captured minimizing any risks.

    • Analyse the portfolio reports, review trends and produce portfolio diagnostics for action to be taken on adverse trends.

    • Review portfolio Stress tests and portfolio cap and trigger monitoring, recommend corrective action and follow up on implementation.

    • Analyse Industry and segment portfolio and ensure compliance with portfolio guidelines.

    • Ensure that the Risk team and Business Banking Credit team are informed with the status of credit portfolio and other key portfolio indicators.

    • Policy

    • To assist in analyse segments and trends and through collaborating with the business and all relevant stakeholders to be able to propose corrective policy changes and to highlight possible opportunities.

    • Review policies and programs proposed from the business side and ensure it is appropriately approved and kept current in line with risk governance

    • Prepare & follow up on all the necessary analysis, action points, follow-up’s, and all board deck requirements that are needed in the Board /Board Risk Committee

    • Act as a key focal point for all infrastructure projects such as SME Grading (currently proposed by CBE and in progress), Scoring, Systems development etc..

    • Policies, Processes and Procedures

    • Implement approved department policies, processes, and procedures and monitor adherence so that work is carried out in a controlled manner

    • Day- to-day operations

    • Implement the day-to-day operations assigned for the department to ensure compliance with the established standards and procedures

    • Compliance

    • Comply with all relevant CBE regulations, banking laws, AML regulations and internal CIB policies and code of conduct in order to maintain CIB’s sound legal position and mitigate any potential risks

    • Supervision

    • Supervise the activities and work of subordinates to ensure that all work within a specific area is carried out in an efficient manner and in compliance with the set policies, processes and procedures


    Job Requirements

    • Bachelor’s degree of commerce, Business Administration, accounting or equivalent.

    • 3 – 5 (Officers) years experience.

    • Change management skills

    • Strong negotiation skills

    • Ability to analyse and interpret large volumes of data and take decisions

    • Strong presence and ability to work with people across functions at all levels

    Job Details

    Company: Commercial International Bank - CIB

    Employment Type: Full-time

    Job Location: Cairo, Egypt

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