• FAB Careers | Relationship Manager - Business Banking - Cairo/Alexandria

    FAB Careers | Relationship Manager - Business Banking - Cairo/Alexandria

    Location: Egypt

    Job Description

    Manage & handle strategic accounts as well as leading the relationship for watch list accounts. The prospection of new borrowing clients, building a diversified Asset portfolio within an acceptable risk profile, Income generation, promoting bank’s services, referral to peer segments & cross/upselling.

    Duties and Responsibilities

    Your main responsibilities in this role include the following:

    • Introduce new well reputed borrowing prospects in line with the bank’s development strategy & risk appetite.

    • Identify the financing requirements of the borrower & propose the appropriate credit structure to cover their needs.

    • Ensure the completeness & accuracy of the gathered information.

    • Insure the credibility of the collected legal documents & capacity of signatory on the borrowing documentation.

    • Building deeper engagement for existing relationships through regular site visits , quarterly call reports & corporate events

    • Assist in preparing credit application to comprehensively present the financial needs.

    • Meet individually assigned target in order to enhance bank’s market share within an appropriate risk level

    • Monitor outstanding & follow up with clients to detect & develop potential business

    • Responsible in relation to monitoring existing client portfolio from risk perspective

    • Be responsible for the timely preparation, accuracy & competence of existing clients /prospects credit memos within deadline.

    • Alert management on any deterioration or potential deterioration of the credit risk , resulting from late payment or otherwise (negative market information)and to recommend & implement promptly the necessary corrective actions in order to safeguard bank’s right & avoid any losses

    • Prepare & review all required reports & KYC forms to ensure that all transactions are adhered to the bank’s policies procedures

    • Receive and advice customers and non-customers in order to satisfy their needs & build a long term business relationship with them

    • Receive , handle & resolve customer complains in a timely manner to maintain or increase customer satisfaction(With the support of Client Service)

    • Cross sell or upsell banks products & services to maximize bank’s profitability.

    • Prospecting & referral to peer segments.

    Job Requirements

    • University Degree in relate field; Credit Certificate

    • At least 3 years banking experience

    • 1 Year SME/Credit/Corporate Experience

    Job Details

    Company: First Abu Dhabi Bank - FAB

    Employment Type: Full-time

    Job Location: Egypt