Job Description
the Arab African International Bank is currently recruiting for the role of Retail Credit Risk Policy & Quality Senior Analyst
Duties and Responsibilities
Your main responsibilities in this role include the following:
Process the escalated/deviated retail applications for the secured and unsecured products ensuring their adherence with the credit underwriting parameters and within the agreed upon turnaround time.
Logging all escalated/deviated cases to maintain efficient reporting for the department activities.
Maintaining a policy log with all the changes to ensure tracking these changes and analysing its effect on the portfolio performance behaviour of the various segments and sub-segments.
Provides the relevant stakeholders with retail products policies changes to ensure all related policies are being followed and implemented.
Respond to all verification complaints and escalate the matter if necessary ensuring providing solutions complying within the policies framework and according to the contract and service level agreements.
Evaluate companies/insurance companies/auto-dealers/auto-price list received for listing on the bank system along with maintaining the database updated
Prepare regular evaluation report for the Policy & Quality Manager regarding the marketing offers for better decision making along with monitoring the validity of these offers ensuring its compliance with the credit policies.
Handle the UAT for the new products ensuring that the system specifications are accommodating the credit policy requirements.
Review all forms prepared for the secured/unsecured products such as contracts and application forms to ensure risk coverage and that they are legally approved.
Job Requirements
Job Details
Company: Arab African International Bank (AAIB)
Employment Type: Full-time
Job Location: Egypt