• HSBC Careers in Abu Dhabi | Sr. Credit Manager

    HSBC Careers in Abu Dhabi | Sr. Credit Manager

    Location: United Arab Emirates

    Job Description

    HSBC is currently recruiting for the role of Senior Credit Manager

    To join our Commercial Banking team, working together with colleagues to define, manage and achieve divisional business targets.

    Duties and Responsibilities

    Your main responsibilities in this role include the following:

    • Obtaining, researching and analyzing customer information (financial and non-financial) to prepare high quality and professional applications for credit facilities to meet identified customer needs.

    • Undertaking the appropriate analysis and preparation of proposals, presentations and pitches for prospective customers.

    • Support Relationship Managers in ensuring correct identification of customer needs and delivery of tailored solutions, products and services to meet such needs.

    • Perform all relevant KYC/KYCC checks and reviews periodically to ensure fraud and operational losses are minimized

    • Ensure timely periodic review of CARMs for the assigned portfolio / pool of Relationship Managers

    • Adhere to structures and processes in place for management of credit, operational, reputation and regulatory risk.

    • Ensure credit and operational quality is not compromised in pursuit of revenues and profitability

    • Manage all relevant documentation, information on relevant systems, coordination with product partners to satisfactorily meet internal requirements and customer expectations

    • Work effectively in partnership with other CMB teams, product providers and other departments to deepen customer relationships leading to diversified sustainable revenue streams

    • Attend client meetings as necessary

    • Ensure all relevant HSBC systems (GRPT, CARM, Client Vision, HUB, etc.) are used effectively

    Job Requirements

    • Good knowledge of Credit and Risk management

    • Having an understanding of the trade cycle and full suite of GTRF products

    • Sound knowledge of the Commercial Banking structure, products and services

    • Appreciation of the changing economic, social and governmental environment in UAE

    • Knowledge of international business and various industry sectors

    • Knowledge and experience of using CARM, GRPT, HUB, HFE, Client Vision and other relevant systems.

    • Experience in a Credit Analyst role

    • Exposure to and appreciation of a client focussed environment

    • Exposure to and appreciation of working in a global environment

    • Experience of professional interaction with financial services customers

    • Developing professional expertise and credibility within business

    • Strong ‘team’ skills promoting an environment of co-operation and trust, overcoming resistance where encountered

    • Possess analytical and financial skills

    • Good prioritising, organisational and time management abilities

    • Good interpersonal and communication skills, both verbal and written

    • UAE Nationals Only

    Job Details

    Company: HSBC

    Employment Type: Full-time

    Job Location: Abu Dhabi, United Arab Emirates