Job Description
The Commercial International Bank - CIB Egypt is currently recruiting for the role of Payment Acceptance Assistant Product Manager
To prepare various documents and reports on Business Banking Assets products & Consumer Overdrafts products (Secured overdraft & Revolving Overdraft) delinquent customers positions to be used in detecting any past dues and irregularities and recommend appropriate settlements scenarios that would result in minimizing credit loss and provisions and increase recovery rate.
Duties and Responsibilities
Your main responsibilities in this role include the following:
Business Banking Assets Past Dues Collection
Categorize arrears cases according to the risk, type and size of the cases to increase the monthly payments for assigned segments
Work to increase the monthly collections for Business Banking Assets , control all delinquency factors in order to minimize credit losses & provisions according to the set targets
Prepare all required reports or memos on daily, weekly, and monthly basis covering past due activities and detecting any operational procedures irregularities to support effective decision making
Prepare unit proofs, reports, and settlements memos to identify customers positions, potential loss accounts and recommend write offs
Perform filing and carefully maintaining bank data, documents & forms in an efficient and secure manner, according to bank's SOPs and prevailing regulations
Consumer Over Drafts Past Dues Collection
Understand comprehensively Over Drafts customers (SOD & ROD) facilities, limits, documentation) past dues to support pertaining to each line
Categorize arrears cases according to the risk, type and size of the cases
Work to increase monthly collections and control all delinquency factors in order to minimize credit losses and provisions according to the set targets
Prepare all required reports or memos on daily, weekly, and monthly basis covering past due activities and detecting any operational procedures irregularities to support effective decision making
Respond to all customers inquires to maintain a stable relationship to ensure smooth flow of work
Handle all problematic accounts under various types of loans, provide the proper action and procedure to decrease credit losses and re are ro osed settlement loans to adjust the customer's position
Job Requirements
Bachelor degree of Commerce, Business Administration, Economics Accounting or their equivalent 0 to 2 years of experience
Good command of English and Arabic Languages
Good Communication & Negotiation Skills
Job Details
Company: Commercial International Bank - CIB
Employment Type: Full-time
Job Location: Cairo, Egypt
