• وظائف البنك المصري الخليجي EG-Bank | Retail Sr. Credit Reviewer

    وظائف البنك المصري الخليجي EG-Bank | Retail Sr. Credit Reviewer

    Location: Egypt
    Published:

    Job Description

    EG-Bank is currently recruiting for the role of Retail Senior Credit Reviewer

    Analyze & Process Credit proposals and applications of EGBank Retail products for approval or escalation to credit supervisors within stipulated TAT. Regulate all approvals within the credit policy & product features. Ensure consistent application of credit policy, quality of underwriting decision & documents held as collateral.

    Duties and Responsibilities

    Your main responsibilities in this role include the following:

    • Ensure credit applications are processed within the approved lending parameters and within deviation caps approved by policy.

    • Ensure the standard Operating Procedures for credit underwriting, verification, documentation, delegation is complied with & detailed exception & regularly reported to management.

    • Communicate major deficiencies & policy violations to credit supervisor for follow up with Recommending additions & modifications to credit policy, product manual & Operational procedures.

    • Alertness in detecting fraud application & ensure that good quality of credit applications are processed.

    • Ensure daily productivity targets are met , which will be set on a daily basis according to the work load defined by retail risk assessment manager .

    • Ensure quality of service to Internal & External customers by adhering to the committed turnaround time.

    • Matching all the received applications against work Flow system, fraud date base to verify any duplicates/fraudulent cases and company coding.

    • Checking I score report/CBE Negative list to check credit history and DBR calculations

    • Verifying all the documentations along with their related data to confirm that they are complying with the required set.

    • Checking the accepted criteria as per Policy such as income, profession, years in business, home location and DBR calculation by fulfilling evaluation checklist.

    • Conducting contact point verification (CPV) with customer, STL/HR checks with employer, residence verification and mobile ( If required by credit policy )

    • Updating the decisions of the cases on the appropriate systems

    • Prepare the deviation proposal (If required) with recommendations.

    • Creating approval sheet and pass the case to the supervisor.

    • Interact on daily basis with Team leaders, Credit Investigators, Compliance and Head of Retail Risk assessment.

    • Avoid Consequences of Errors which may have a significant adverse effect on relationships with customers and the Bank’s asset quality.

    • Perform other duties as assigned.


    Job Requirements

    Job Details

    Company: EG-Bank

    Employment Type: Full-time

    Job Location: Egypt

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