• وظائف البنك المصري الخليجي EG-Bank | SMEs Relationship Manager

    وظائف البنك المصري الخليجي EG-Bank | SMEs Relationship Manager

    Location: Egypt
    Published:

    Job Description

    EG-Bank is currently recruiting for the role of SMEs Relationship Manager

    The SME’s Relationship Manager is responsible for strengthening the SME Portfolio, through maintaining and attracting target clients. In addition to fostering the relationship with existing clients; through learning about their banking needs and fulfilling it, while abiding by internal and external credit regulations.


    Duties and Responsibilities

    Your main responsibilities in this role include the following:

    • Collect and analyze the data of potential and existing clients to prepare credit packages

    • Follow up on granted credit facilities and review its annual renewal procedures

    • Conduct calls to ensure that granted facilities are utilized in agreed upon purposes and prepare calls’ reports accordingly

    • Identify expansion opportunities with existing clientele base to achieve portfolio growth.

    • Closely monitor Past Dues Report and take any required action, after consulting with Unit Head, and strictly adhere to EGBank Credit and Legal policies.

    • Follow up with concerned divisions/departments within the bank, to ensure the fast execution of agreed upon banking operations, and deal with any obstructions

    • Prepare credit memorandums and present it to concerned parties

    • Handle accurate documentation and filing of portfolio with respect to internal regulations

    • Update clients’ portfolios on regular basis

    • Market cross-selling products with existing and new clients

    • Conduct feasibility study for new projects, and provide credit assessment for projects finance

    • Adjust facility structures to suit any changes in the clients’ demands/activities

    • Review credit facilities and ensure they are in compliance with internal and external credit regulations taking into account the profitability of the bank and the quality of the portfolio


    Job Requirements

    • Bachelor degree in accounting, finance or economics

    • Credit Certificate

    • Fluent in English and Arabic (writing and speaking)

    • 3-7 years of experience in Banking sector same field

    • TECHNICAL COMPETENCIES

    • Superior market and industry knowledge

    • Strong presentation skills

    • Thorough knowledge of profitability modeling, financial forecasting and competitive analysis

    • Assertive, proactive personality; demonstrated persistence in resolving issues and developing opportunities

    • Excellent communication and negotiation skills

    • Full awareness of bank product, services, policies, rules and regulation.

    • Reporting skills

    Job Details

    Company: EG-Bank

    Employment Type: Full-time

    Job Location: Egypt