Job Description
The Incumbents core responsibilities will be to play a supporting role to the Relationship Manager to manage different areas of customer relationship by collaborating with new customers, manage existing relationship, ensure timely renewal of limits, perfection of documents and independently handle all assigned tasks in consultation with the Relationship Manager under the guidance of Unit Head.
Duties and Responsibilities
Your main responsibilities in this role include the following:
Ensure regular collection of information pertaining to existing clients and timely renewal of limits.
Ensure timely reporting of any shortfall in proposals to the concerned Unit Head/RM.
Ensure effective follow-up and monitoring of account to avoid down grading and delinquency.
Ensure thorough and clear write up of credit proposals in accordance with the bank’s policies.
Ensure full compliance with Sharia principles and guidelines.
Ensure analyzing and reviewing financial statements and financial position of the client and prepare credit lines by raising credit proposals.
Ensure handling of account requirements for Credit Administration and Risk Management. This includes Central Bank Risk Bureau, other Bank queries, and all documentary requirements for Credit processing.
Any other job assigned by Head of Department.
Ensure maintaining high standards of ethics and integrity with customers and colleagues.
Job Requirements
Strong Analytical Skills
High-level proficiency in risk analysis (especially financial risk).
Knowledge of latest developments in the UAE market and banking industry in particular.
Knowledge of banking practice and theory; Central Bank regulations and procedures.
Competency in conducting market surveys and Interpretation of the survey results for effective usage.
Competency in appraisal/assessment of credit proposals.
Working knowledge of trade finance.
Time management
Minimum 3 years experience in Corporate Banking fields at banking sector.
Various training on Credit/Corporate Risk Analysis.
Strong in both oral and written : English and Arabic.
Job Details
Company: Sharjah Islamic Bank - SIB
Employment Type: Full-time Job
Job Location: Sharjah, United Arab Emirates
