Job Description
Alexbank Egypt is currently recruiting for the role of Head of Credit Risk Assessment Unit
Duties and Responsibilities
Your main responsibilities in this role include the following:
Review the monthly Reporting of Portfolio Quality Report for Corporate, ME, Retail, Small business portfolio and other banks functions, CBE and parent company
Review and communicate the ad-hoc reports requested by audit.
Review the risk analysis reporting and alerts performed by the team of analysts to maintain maximum protection of bank assets.
Plan and guide the implementation of the qualitative and quantitative impact assessment of new regulatory requirements.
Review the reporting required for the CRGC (Credit Risk Governance Committee).
Review and communicate the analysis of portfolio Concentration for performing and non-performing, and restructured clients.
Direct the implementation of the analysis incorporating the rating for assessment and decision making.
Reporting and assessment of the counterparty and portfolio ratings.
Reviews the CRGC products analysis, provide the necessary clearance and communication between different stakeholders of the retail and small business products and proposed logical alternatives
Review the quarterly Credit Strategy displaying current portfolio for Corporate, Medium Enterprises, Retail and Small business.
Review the model optimization for the credit strategy in line with RAF limits and respecting other portfolio constraints
Communication of the output of the credit strategy with business / underwriting of the credit strategy for sourcing and acceptance. IV) Projects
Manage the automation project for the credit risk.
Manage the workflow project for the retail, small business and microfinance.
Review the implementation of the products and the alignment with the product catalogs.
Job Requirements
7 Years of Experience in the same function.
CBE reporting background
IFRS9 implementation
Portfolio analysis
Job Details
Company: Alexbank Egypt
Employment Type: Full-time
Job Location: Cairo Governorate, Egypt
